There are 2 very important areas of Medical Insurance that I can provide help with: Medicare Supplements and Long Term Care. Medicare Supplement Insurance is vital to anyone currently on Medicare, or within 6 months of becoming eligible. Long Term Care is the fastest-growing type of Insurance one can obtain, as it can provide terrific coverage against the increasing likelihood of needing help in our later years, when Medicare will no longer cover us.

Medicare Supplement Insurance.

Question: What does Medicare cover?

Answer: It's not what it covers, it's what it doesn't cover. Our health care system in this country is far from perfect, but a good Medicare supplement is the perfect solution for Seniors. Medicare is almost always much more affordable than private insurance, but it leaves you with a lot of exposures if you have to go to the doctor. If you have any major problems, your bill could become a major problem. Medicare is complex and confusing, so let me show you the best way to protect yourself from a big doctor's bill.

Long Term Care Insurance

Question: What is it?

Answer: Perhaps the most important investment a person can make! Long Term Care Insurance is my passion. As the quality of health care improves, we live a lot longer. Most of us don't suddenly pass away, so we need to protect ourselves in our later years. I insist on educating others about the importance of Long Term Care Insurance, and to clear up questions about the many misunderstandings associated with it.

First off, it's not Nursing Home Insurance, rather it's Insurance to keep you in your home in your later years. The #1 reason people purchase Long Term Care is independence. Don't make it your kids' job to take care of you when you Medicare no longer covers your condition. I've seen this situation way too many times, and it has potentially devastating consequences.

Secondly, some people think they have enough assets or income to pay for it should they need it. My question then is: But why would you? If you're in good financial standing, it's because you've made good decisions up to this point in your life. Why stop now? Protect your assets and your estate, so you can leave that to the people that mean the most to you.

If you qualify for Long Term Care Insurance, seriously consider it.